Nigeria is Africa's largest economy and most competitive talent market. With over 200 million people and a fast-growing tech, finance, and consumer sector, attracting and retaining top talent requires more than a salary. RibiBenefits Benefits gives Nigerian employers a structured, locally-relevant benefits platform — meal allowances in Lagos, gym passes in Abuja, transport credit for daily commutes, and health access that fills the gaps in private HMO cover.
Why benefits matter in Nigeria
78% of Nigerian professionals say benefits significantly influence their job decisions. With the cost of living in Lagos rising sharply, employees value practical day-to-day benefits — meal allowances, transport credits, phone bill subsidies — as much as salary. Companies that invest in structured benefits see measurably lower turnover and stronger employer brand recognition in a market where talent moves fast.
All 11 benefit categories, with local partners and Naira (NGN) pricing.
Monthly credit for restaurants, food delivery and groceries.
Supports Jumia Food, local restaurants, and Shoprite vouchers across Lagos, Abuja, Port Harcourt and Kano.
Ride-hailing, fuel and BRT credits.
Loads directly to Uber and Bolt accounts. Fuel vouchers redeemable at major petrol stations. Lagos BRT pass available.
Telehealth, screenings and dental — alongside your HMO.
Telehealth with doctors registered with the Medical and Dental Council of Nigeria. Screening at accredited labs in Lagos and Abuja.
Monthly passes at partner gyms nationwide.
Partner gyms include Fitness First, Bodyline, and independent gyms in Lagos and Abuja.
Confidential therapy — employer sees only a credit used.
Sessions in English and Yoruba. In-person in Lagos and Abuja; online available nationwide.
Coursera, Udemy, LinkedIn Learning access.
All three platforms available in Nigeria. Certificates recognised by Nigerian and international employers.
Phone bill top-ups for Airtel, MTN, Glo and 9Mobile.
All four major Nigerian operators supported. Credit loads within 15 minutes.
RibiBenefits benefit structures are designed to work within Nigeria's legal and regulatory framework.
The Pension Reform Act requires employer contributions of 10% of monthly emolument. Benefits provided via RibiBenefits are separate from pension obligations.
Some employer-funded benefits may qualify for tax treatment under the Personal Income Tax Act. Our team advises on structuring benefits to be tax-efficient.
The National Health Insurance Scheme provides baseline cover. RibiBenefits Health Access is an ancillary layer — not a replacement for NHIS or private HMO.
RibiBenefits benefit structures are designed to complement, not override, Nigeria's Labour Act obligations around leave, wages and working conditions.
We deployed RibiBenefits Benefits for our Lagos team in under two weeks. Meal allowances and transport credits had 90% uptake in the first month. It changed the conversation completely.
Chidi Okonkwo
Head of People
Fintech · Lagos
Book a demo and we'll walk you through the platform with your team size and local market in mind.